Church lawsuits are in the headlines. If an accident happens during an outreach program it can be damaging. To protect itself from serious events that could have long-term consequences, make sure your ministry has the right level of P&C coverage and puts appropriate risk management policies in place.

Church staff should work together to ensure these two crucial pieces. Oftentimes ministerial and administrative staff will focus on their individual goals. But working collectively toward the same goal – protecting the ministry from risks – can help prevent serious financial burdens.

Protect from financial impacts of tragic accidents

Start with the right amount of P&C insurance. If your church is underinsured, the remaining damages will fall to your operating budget. Your agent should be willing to work hard to help you protect your ministry.

Save on P&C rates and reinvest into your ministry

If you have documented, sound risk management policies in place, your ministry could get a potentially substantial discount on your P&C insurance. It’s likely your church already has many policies in place. Collect them to create a risk management program to help you protect your ministry from litigation, liability and losses. Thus, keeping ministry dollars where they belong – in the ministry.

For more information on how to create a risk management plan for your ministry, including step-by-step guidance, call us at 1-888-98-GUIDE (1-888-984-8433). 

This article is for informational purposes only. It is not intended to be construed as legal advice. Readers should use this article as a tool, along with best judgment and any terms or conditions that apply, to determine appropriate policies and procedures for your church’s risk management program.